Understanding Classic Car Insurance
Classic cars are prized possessions for many, so it would only make sense to safeguard these treasures with an insurance policy suited to fit your needs. Even if your car stays in the garage most of the time, or you only take it for a drive once a week, threats, which likely aren’t covered by home insurance, like fires, theft, or accident still exist. Thankfully, classic car coverages can provide a variety of safeguards including top replacement values. Different insurance companies may have different age limits on the vehicle or models, but generally speaking, the following cars are covered:
- Antique and classic cars
- Retired commercial vehicles
- Motorsports protection
- Classic military vehicles
- Antique tractors
- And the list continues!
What is Covered Under Classic Car Insurance?
Full coverage policies for classic car insurance include the following:
- Comprehensive, collision, and liability coverages
- Instant new purchase coverage
- Motorcycle equipment coverage
- Auto show medical reimbursement
- Spare parts coverage