Understanding Public Livery Insurance
Transporting people is a huge responsibility, and passengers rely on their drivers to do so safely. Public livery insurance is a type of commercial auto insurance for vehicles that are used by businesses to create revenue by transporting people. The most common types of livery insurance include limousine/black car insurance, taxi insurance, and rideshare insurance.
What is Covered Under Public Livery Insurance?
Public Livery insurance offers coverage for the following:
- Liability
- Collision
- Comprehensive perils
- Medical payments
- Personal injury protection (PIP)
- Electronic equipment
- Comprehensive provides roadside coverage, windshield replacement at a lowered deductible, and windshield chip repairs at no deductible